Privacy Policy

This Privacy Policy explains how Alloy Academy collects, uses, stores and protects information when you use AlloyAcademy.com, create an account, access educational materials, purchase a learning package or contact the platform.

Alloy Academy is an educational platform associated with Alloy Capital Commodities Inc.

This Policy applies to Alloy Academy educational services. Separate procedures may apply when a user independently contacts Alloy Capital Commodities Inc. regarding physical precious-metals trading, storage, financing, assay or other commercial services.

1. Information We May Collect

Depending on how you use AlloyAcademy.com, we may collect:

• full name;
• email address;
• account credentials;
• package and enrollment information;
• payment and transaction references;
• communications and support requests;
• IP address;
• browser and device information;
• login and session information;
• educational materials accessed;
• account activity;
• cookie and analytics information.

2. Payment Information

Payments for Alloy Academy educational access may be processed through third-party payment providers.

Those providers may collect payment-card, banking or other transaction information according to their own terms and privacy policies.

Alloy Academy may retain information such as payment status, transaction reference, package purchased and purchase date where required for account administration, support, refunds or legal recordkeeping.

3. How We Use Information

Information may be used to:

• create and manage learner accounts;
• provide access to educational materials;
• process package purchases;
• verify payments;
• maintain enrollment records;
• provide support;
• communicate about account or access issues;
• process eligible refund requests;
• secure the platform;
• prevent fraud and unauthorized use;
• improve educational content and website performance;
• maintain accounting and business records;
• comply with applicable legal obligations.

4. Educational Activity

Where available, Alloy Academy may record information such as:

• modules viewed;
• progress through learning materials;
• assessments completed;
• account usage.

This information may be used to operate the learning environment and improve the educational experience.

It is not used to provide personalized financial or investment advice.

5. Alloy Academy and Alloy Capital Commodities

Alloy Academy provides education.

Alloy Capital Commodities Inc. separately handles commercial physical precious-metals services, including buying, selling, allocated storage, financing, buy-back, assay and industrial supply.

Creating an Alloy Academy account or purchasing an educational package does not automatically create a metals trading, custody or financing relationship.

If a user separately contacts Alloy Capital Commodities regarding commercial services, additional information may be requested under the applicable commercial process.

6. Cookies and Similar Technologies

AlloyAcademy.com may use cookies and similar technologies for:

• essential website functionality;
• login sessions;
• account security;
• user preferences;
• analytics;
• performance measurement.

More information is provided in the separate Cookie Policy.

Where required by law, non-essential technologies will be subject to appropriate consent controls.

7. Service Providers

Alloy Academy may use external providers for:

• website hosting;
• payment processing;
• authentication;
• security;
• email communications;
• analytics;
• technical infrastructure.

These providers may process information only as required to perform their services or as otherwise permitted by law.

8. Sharing of Information

Information may be disclosed where reasonably necessary:

• to service providers supporting Alloy Academy;
• to process requested services;
• to investigate fraud, misuse or security issues;
• to enforce contractual rights;
• to comply with legal or regulatory obligations;
• in connection with a lawful business restructuring or transfer.

Alloy Academy does not sell personal information collected through the educational platform.

9. Data Retention

Information may be retained for as long as reasonably necessary to:

• maintain user accounts;
• provide purchased educational access;
• maintain transaction records;
• process refunds;
• resolve disputes;
• comply with accounting or legal obligations;
• protect platform security.

Information no longer required may be deleted or anonymized where appropriate.

10. Data Security

Reasonable technical and administrative measures may be used to protect personal information.

No online service or electronic storage system can guarantee absolute security.

Users remain responsible for protecting their account credentials and should report suspected unauthorized access.

11. Your Rights

Depending on applicable law, users may have rights to request:

• access to personal information;
• correction;
• deletion;
• restriction of certain processing;
• information about how personal data is used;
• withdrawal of consent where applicable.

Certain legal or record-retention obligations may limit these rights.

12. Children

Alloy Academy is not directed to children under 13 and does not knowingly seek to collect personal information from them.

13. External Websites

Alloy Academy may link to Alloy Capital Commodities or other third-party websites.

Those websites operate under their own policies and privacy practices.

14. Changes to This Policy

This Privacy Policy may be updated when our services, technology or legal requirements change.

The latest version will always display its current revision date.

15. Contact

Alloy Capital Commodities Inc.
1200 Harbor Exchange Boulevard, Suite 2140
Jersey City, NJ 07310
United States

Telephone: +1 (940) 601-4605
Email: [email protected]